Affordable care for all

Mental health care doesn’t have to be expensive. With insurance, some people pay as little as $0 per session. And most clients spend less than $30 per session after reaching their plan’s deductible.*
30
+
million people 
covered
90
+
clinical specialties
<
$30
average insurance copay*

Choose your insurance

What our clients pay
While copays and deductibles for our services are based on your individual coverage, most Aetna clients spend $35 or less after insurance.
Estimated cost
Per session after meeting your deductible
<
$35
What our Blue Shield of California clients pay
While copays and deductibles for our services are based on your individual coverage, most Blue Shield of California clients spend $35 or less after insurance.
Estimated cost
Per session after meeting your deductible
<
$35
What our in-network clients pay
While copays and deductibles for our services are based on your individual coverage, most in-network Two Chairs clients spend $30 or less after insurance.
Estimated cost
Per session after meeting your deductible
<
$30
What our Curative clients pay
While copays and deductibles for our services are based on your individual coverage, all Curative clients spend $0 after attending a baseline visit.
Estimated cost
Per session after meeting your deductible
$0
What our Florida Blue clients pay
While copays and deductibles for our services are based on your individual coverage, most Florida Blue clients spend $30 or less after insurance.
Estimated cost
Per session after meeting your deductible
<
$30
What our in-network clients pay
While copays and deductibles for our services are based on your individual coverage, most in-network Two Chairs clients spend $30 or less after insurance.
Estimated cost
Per session after meeting your deductible
<
$30
What our in-network clients pay
While copays and deductibles for our services are based on your individual coverage, most in-network Two Chairs clients spend $30 or less after insurance.
Estimated cost
Per session after meeting your deductible
<
$30

Out-of-network or self-pay rates

Pricing is the same for out-of-network and self-pay options.
You may be eligible to have 60–80% of your costs covered by out-of-network benefits. Here’s a look at our pricing:
First appointment
  • Therapy: $260
  • Psychiatry: $270 (Florida only)
Ongoing care
  • Therapy: $226/session
  • Psychiatry: $245/session (Florida only)
Mental health care doesn’t have to be expensive. With insurance, some people pay as little as $0 per session. And most clients spend less than $30 per session after reaching their plan’s deductible.*

Let’s check your insurance

Answers to most-asked questions

Visit Help center

Two Chairs is an out-of-network provider with most insurance companies. This means that if you have a PPO plan, you may be eligible for reimbursement for a portion of the costs of care once you meet your out-of-network deductible. While we cannot guarantee reimbursement, our Care Coordination team ensures you are not alone in dealing with insurance companies. We’ll help you understand your benefits and we’ll do everything we can to support you through the process. Contact us at support@twochairs.com for more information about your specific plan.

By providing us your most up-to-date insurance information in your Two Chairs profile, we'll have everything we need to get you a copy of your superbill. We encourage you to contact your insurance company directly if you need any support with submitting your out-of-network claim with your Two Chairs superbill.

This depends on your specific insurance plan, out-of-network deductible, coinsurance rate, allowed amount, and the type of medical service you received. Here’s a resource to help you ask your insurance company the right questions: Making Sense of Out-of-Network Insurance Benefits. Reimbursement rates vary widely by zip code, insurance company, and plan type. Please reach out to support@twochairs.com for help understanding your out-of-network benefits, or call us at (415) 202-5159.

Yes, you can! Two Chairs accepts FSA/HSA dollars as long as your FSA/HSA card is affiliated with a major credit card. If you would like to use your FSA/HSA card to pay for your care, please enter the payment information when you schedule your initial matching appointment or call us at (415) 202-5159 and we can help get you set up. We can also provide you with any necessary paperwork to get reimbursed if your FSA/HSA account doesn’t have an associated debit card. A note that submitting receipts tends to be easier if you are also submitting your claims to your insurance company, and can ensure that you are making the most of your FSA/HSA benefits.

On average, it can take anywhere from a few weeks to a few months for claims to be processed, but specific timelines depend on your insurance company and the complexity of your claim. Once the claim has been submitted, the best contact for a status update is your insurance company’s Member Services or your online insurance portal. Member Services phone number can be located on the back of your insurance card.

Find care that fits your life